Orlando Property Management Company and Real Estate Broker

Real Estate

Dripping Dollars

Orlando Property manager Oliver Overton-Morgan loves to save money! Here he discusses ways to helps conserve on your water bill... Conserving water to be green while lowering your monthly bill to save more "green" is a beautiful combination. Little things like this can contribute significantly to a large water bill. Leaky faucets can waste over 1,000 gallons a year Leaky toilets can waste 7,000...

What’s the Point?

Pre-paid interest, sometimes called "points", is generally tax deductible when a person pays them in connection with buying, building or improving their principal residence. When points are paid on a refinance, they are not a current deduction but have to be taken pro-rata over the life of the mortgage. For instance, if $3,000 in points were paid on refinancing a 30 year mortgage, deduction of $100 per...

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Changing the Lock is Key

Orlando property management professional, Oliver Overton-Morgan with Morgan Property Solutions, discusses how to protect you and your tenants from unauthorized access to your Orlando rental property. There are times when you need to change the locks on your home to protect your family and possessions. It should always be considered when you move into a new home; when keys are lost, stolen or unreturned;...

Water Damage – Covered or Not?

A number of things can cause water damage to a home and it's important to know whether they're covered by your insurance policy. Some water damage may be covered and other may not be. Generally, you need an incident to invoke coverage rather than something gradual due to lack of maintenance. However, some incidents are specifically exempt from homeowner policies such as floods. A flood can be described as...

What a Deal!

A 30 year fixed-rate mortgage hasn't always been the standard. As part of FDR's New Deal in 1934, the Federal Housing Administration was created to help Americans purchase homes with affordable terms. Prior to then, many loans had an amount due at the end of the term called a balloon. Most mortgages had adjustable interest rates even though some might be fixed for a short time. While banks would loan money...

Everything Except the Down Payment

It's one thing to have the down payment and not qualify because of credit scores but in today's tough financial environment, it may be even more frustrating to have good credit, income and job stability without the down payment. The 2010 NAR National Housing Pulse Survey states that 79% of respondents identified the down payment and closing costs as obstacles to homeownership.  73% express a lack of...

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