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What’s It Going to Take?

What’s It Going to Take?

How much evidence is needed to make a decision to get out of the rent race and become a homeowner? Compare your rent with a mortgage payment on a similar size property. If you want a larger home than your current one, use the rent that property would require instead of what you’re currently paying. […]

Selecting the Right Color

Selecting the Right Color

Have you ever picked a color from the myriad of paint samples available, put it on the wall and decided that it was all wrong? It shouldn’t have to be that difficult but trying to pick the perfect color from those little swatches is just not that easy. Painters and decorators suggest you buy a […]

Sooner is Better than Later to Invest

Sooner is Better than Later to Invest

Many people believe investing is a word used by the wealthy and is beyond them. Orlando property manager, Oliver Overton-Morgan with Morgan Property Solutions, says that is a poor mentality to have. Start making it your goal to invest today and you will be thankful years down the line, when you will wonder, why didn’t […]

Get Your Offer Accepted

Get Your Offer Accepted

As the market shifts from a buyer’s market, it’s good to know how to improve your chances to have the seller accept your offer. Once you decide on a home, don’t waste time; write an offer and submit it as soon as possible. Competing with another buyer happens more frequently than you’d expect. Multiple offers […]

Resolutions

Resolutions

After spending the holidays with family and friends, this is a time of the year to start thinking about changes to make in our lives, both personal and in business.  We wanted to share one of ours with you. Our goal is to become your REALTOR® for life.  We want you to think of us […]

Avoiding Unexpected Property Expenses

Avoiding Unexpected Property Expenses

Oliver Overton-Morgan with Morgan Property Solutions is a property manager in Orlando that is used to dealing with property expenses 24/7. Learn how some property owners manage those costs. It’s common for sellers to consider offering and buyers might find it an incentive, but a growing number of homeowners are purchasing the home warranties themselves […]

Let Your Tenants Send Your Kids to College

Let Your Tenants Send Your Kids to College

Have you thought about investing in Orlando rental property? Orlando property management team, Morgan Property Solutions, discusses how investing in Orlando real estate can benefit you and your loved one’s future. Most people have lots of things to save for but not always enough discretionary income after the family essentials have been met. A relatively […]

FHA to Cost Borrowers More

FHA to Cost Borrowers More

FHA has announced a major change to its loan program which allows borrowers to cancel the mortgage insurance premium (MIP) when their unpaid balance reaches 78% of the original purchase price. While no specific date has been set for the change, sometime in 2013, new FHA loans will require the mortgage insurance for the life […]

Dripping Dollars

Dripping Dollars

Orlando Property manager Oliver Overton-Morgan loves to save money! Here he discusses ways to helps conserve on your water bill… Conserving water to be green while lowering your monthly bill to save more “green” is a beautiful combination. Little things like this can contribute significantly to a large water bill. Leaky faucets can waste over […]

What’s the Point?

What’s the Point?

Pre-paid interest, sometimes called “points”, is generally tax deductible when a person pays them in connection with buying, building or improving their principal residence. When points are paid on a refinance, they are not a current deduction but have to be taken pro-rata over the life of the mortgage. For instance, if $3,000 in points […]

Changing the Lock is Key

Changing the Lock is Key

Orlando property management professional, Oliver Overton-Morgan with Morgan Property Solutions, discusses how to protect you and your tenants from unauthorized access to your Orlando rental property. There are times when you need to change the locks on your home to protect your family and possessions. It should always be considered when you move into a […]

Water Damage – Covered or Not?

Water Damage – Covered or Not?

A number of things can cause water damage to a home and it’s important to know whether they’re covered by your insurance policy. Some water damage may be covered and other may not be. Generally, you need an incident to invoke coverage rather than something gradual due to lack of maintenance. However, some incidents are […]

What a Deal!

What a Deal!

A 30 year fixed-rate mortgage hasn’t always been the standard. As part of FDR’s New Deal in 1934, the Federal Housing Administration was created to help Americans purchase homes with affordable terms. Prior to then, many loans had an amount due at the end of the term called a balloon. Most mortgages had adjustable interest […]

Everything Except the Down Payment

It’s one thing to have the down payment and not qualify because of credit scores but in today’s tough financial environment, it may be even more frustrating to have good credit, income and job stability without the down payment. The 2010 NAR National Housing Pulse Survey states that 79% of respondents identified the down payment […]