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Historical Perspective

Historical Perspective

In 1968, mortgage rates were 8.5%. The next year, rates went down to 7%. Homeowners could buy a 15-20% larger home for the same payments if they could find someone to assume their mortgage. FHA and VA mortgages were very popular in certain price ranges and they allowed anyone to assume the mortgage regardless of […]

The “Right” Agent and the “Right” Home

The “Right” Agent and the “Right” Home

Some buyers think that finding the right home is the critical part of the buying process and that is how they determine which agent to use. While it is important, there may be a broader skill set to consider when selecting your real estate professional. The most recent NAR Profile of Home Buyers and Sellers […]

Convincing Advantages with Standard Deduction

Convincing Advantages with Standard Deduction

The new tax law doubles the standard deduction and it is estimated that over 90% of taxpayers will elect to use it. However, even without considering tax benefits, homeownership has convincing advantages. Besides the personal and social reasons for owning a home, one of the most compelling is that it is cheaper. Principal reduction and […]

Lower Your Expenses without PMI

Lower Your Expenses without PMI

Mortgage loans for more than 80% loan-to-value typically require private mortgage insurance. Mortgage insurance reimburses the lender if a borrower defaults on a loan. PMI is expensive, and homeowners should be aware of how to remove it when certain conditions have been met. A borrower can request in writing for the lender to cancel the […]

Ready for Retirement

Ready for Retirement

It can be shocking to hear how many people spend more time planning their vacation or next mobile phone purchase than planning for retirement. It is hard to imagine that they are expecting Social Security will take them through their golden years. A person who has paid in the maximum each year to social security can […]

Balancing Risk and Deductibles

Balancing Risk and Deductibles

The benefit of insurance is to transfer the risk of loss to a company in exchange for a premium. The deductible is an amount the insured pays out of pocket before the insurance starts covering the cost of the loss. The challenge is to balance the risk an insured can accept with the premium being […]

Homeowner Tax Changes

Homeowner Tax Changes

The new tax law that was signed into effect at the end of 2017 will affect all taxpayers. Homeowners should familiarize themselves with the areas that could affect them which may require some planning to maximize the benefits. Some of the things that will affect most homeowners are the following: Reduces the limit on deductible […]

Surprise When Renting Your Home

Surprise When Renting Your Home

Planning to go to the Masters next April 2-9th and don’t have a place to stay. Each year, there are homeowners who rent their home for a big premium during the Masters because hotels are in short supply and demand for private homes is up. Homeowners go on vacation and make tax-free income while temporary […]

Prevent False Home Security Alarms

Prevent False Home Security Alarms

Some police departments report as high as 98% of calls are false alarms. Not only is this an incredible waste of police resources that could be available for legitimate emergencies, it annoys neighbors, startles pets and results in expensive false alarm fees. Know your codes – entering an incorrect keypad code is a common mistake […]

Debt Relief May Trigger Tax

Debt Relief May Trigger Tax

The Mortgage Debt Forgiveness Act, originally passed in 2007, was extended three times to protect homeowners from paying income tax on debt that was relieved due to foreclosure, short sales or deed in lieu of foreclosure.   The law expired on December 31, 2016 and unless it is extended again, homeowners with debt relief in 2017 may be […]

Indecision is Not a Decision

Indecision is Not a Decision

There could be some legitimate reasons for not buying a home but indecision is not one of them. Indecision is rooted in not having enough information to move forward to own a home or continue renting. If you keep renting, at the end of the year, you have had a place to live and a […]

58% of Homeowners foresee a Drop in Real Estate Values | Orlando Property Manager

Our orlando Property Management Team at Morgan Property Solutions recently reviewed the Modern Homebuyer Survey from ValueInsured, 58 percent of homeowners think there will be a “housing bubble and price correction” within the next 2 years. After what transpired ten years ago during the Real Estate recession, understand the concerns Americans have about the current […]

Gallup: Real Estate is Best Long-Term Investment 4 Years Running | Orlando Property Manager

Gallup: Real Estate is Best Long-Term Investment 4 Years Running | Orlando Property Manager

Every year, Gallupsurveys Americans to determine their choice for the best long-term investment. Respondents are given a choice between real estate, stocks/mutual funds, gold, savings accounts/CDs, or bonds.For the fourth year in a row, Real Estate has come out on top as the best long-term investment! This year’s results showed that 34% of Americans chose […]

Homeowner Net Worth Is 45x Greater Than A Renter

Homeowner Net Worth Is 45x Greater Than A Renter

Wouldn’t you like to grow your wealth in a relatively easy and passive way? Orlando property management company Morgan Property Solutions recommends purchasing real estate in central Florida.   The Federal Reserve conducts a Survey of Consumer Finances every three years in which they collect data across all economic and social groups. The latest survey, […]

Building Your Family’s Wealth And Plan the Next 5 Years

Building Your Family’s Wealth And Plan the Next 5 Years

How does your nest egg look right now? Perhaps it is it non-existent or looking empty… well don’t worry because you can do something about that by making it a priority in your life to start investing. Morgan Property Solutions, orlando property manager believes the next 5 years is vital to your success and investing […]

Home Prices: Where Will They Be in 5 Years?

Home Prices: Where Will They Be in 5 Years?

Looking into your financial future does not have to be burdensome, says Orlando property manager and REALTOR Devinee Overton-Morgan. The current trend on real estate shows prices continuing to increase and building American family’s wealth. Today, real estate conversations tend to focus on housing prices and where they may be headed. That is why we […]

Have you started investing? Here’s an interesting fact about Real Estate

Orlando Property Manager, Oliver Overton-Morgan, discussing how investing in real estate is America’s top choice for some very good reasons. Real estate is the overwhelming preferred choice of investment by Americans as identified in a recent survey. With the Dow Jones industrial average reaching record highs this year, it might be expected that the stock […]

Routine Maintenance Advice

Routine Maintenance Advice

These Tips will keep your Home energy-efficient and in good order. The following checklist will help you to preserve and protect your Home and appliances. Orlando property Manager Morgan Property Solutions recommends you should perform a full maintenance checkup at least twice a year, i.e. Spring and Fall.     A/C filters Replace A/C filters monthly (or […]